What is Dwelling Insurance?
Dwelling coverage, sometimes called "dwelling insurance," is the part of your homeowners insurance policy that may help pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.
What is Covered by Dwelling Insurance
According to the Insurance Information Institute, there are certain hazards, or perils, that are covered by most standard homeowners insurance policies. While the coverage can vary from state to state or from one geographical region to another, homeowners policies typically offer coverage for the following:
While these hazards are typically covered, you should always check your own homeowners insurance policy to determine what it covers.
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