Dwelling Insurance Coverage

Having the proper business insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our commercial insurance experts to help guide you to success.

What is Dwelling Insurance?

Dwelling coverage, sometimes called "dwelling insurance," is the part of your homeowners insurance policy that may help pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.

What is Covered by Dwelling Insurance

According to the Insurance Information Institute, there are certain hazards, or perils, that are covered by most standard homeowners insurance policies. While the coverage can vary from state to state or from one geographical region to another, homeowners policies typically offer coverage for the following:
  • Fire/smoke
  • Lightning strikes
  • Windstorms
  • Hail
  • Explosion
  • Vandalism
  • Theft
  • Damage caused by the weight of snow, sleet or ice
  • Falling objects
  • Damage from an aircraft
  • Damage from a motor vehicle

While these hazards are typically covered, you should always check your own homeowners insurance policy to determine what it covers.

Contact us to learn more about the right business insurance for you.
(973) 358-0013​
125 Broadway
Suite 102
Paterson, NJ 07505​
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